10 Things Homeowners Wish They Had Known Before Buying Their First Home
“If only I knew then what I know now.” “Hindsight is 20/20.” “I wish I would’ve thought of that back then.” If given the chance, would you go back in the past to learn more about a situation or to do something different? Turns out, first-time homeowners would answer that question with a resounding “YES!” […]
Closing Time: The Final Countdown to Home Ownership
It’s normal to feel a jumble of emotions when you’re in the home stretch of the mortgage process. Receiving approval and closing on your new house can be exciting, daunting, and tedious all at once. This checklist will arm you with the knowledge you need to remain calm, cool, and have everything collected for the […]
5 Ways to Increase Your Financial Fitness Before Buying a Home
Are you more of the “everything in moderation” type than an “I’ll get to it someday” kind of person when it comes to your physical health? In other words, you work out and eat a balanced diet, typically opting for a salad or roasted chicken over a burger and fries. (But of course, you’ve got […]
How Is Your Mortgage Interest Rate Determined?
While exciting, buying a home can feel a bit overwhelming at times. After all, there are many questions that you want answered. How much can I afford? Will the property taxes increase next year? Should I avoid a house that’s part of a homeowners association? And let’s not forget one of the most important questions: […]
How Much House Can You Really Afford?
You’ve made a huge decision: You’re going to purchase a house. But while you’ve been diligently setting money aside for the down payment, you still don’t know the answer to one of the most important home-buying questions: How much can you afford to put toward a monthly house payment? When taking this exciting step, it’s […]
It’s Not Just the House. It’s About Your Neighborhood Vibe, Too
Why do you live where you do? Oftentimes, the answer is, “It’s affordable.” Some might say because it’s close to where they work. And for others, it’s due to family living nearby. Most of us, however, choose to live in a particular neighborhood because we like the feel of the community, or its “vibe,” according […]
What’s Your Ideal Neighborhood Vibe?
Picking a neighborhood that suits your lifestyle is just as important as finding the perfect house. But is the perfect “neighborhood vibe” really the cute house with a big front yard and a white picket fence? Not for everyone. Our recent survey showed that only 36% of Americans want this so-called idyllic suburban neighborhood. What’s […]
How to Get Approved for Home Sweet Home
Preparing, financially, for a place to call home involves more than saving for a down payment or new living room furniture. Since your overall financial status helps determine your eligibility for a home loan, we recommend getting your finances in best shape before you apply for mortgage. Follow these tips to improving your overall financial […]
The Mortgage Playbook – Become a Mortgage Application All-Star
Applying for a mortgage doesn’t have to feel like a contact sport. You should never feel like you’re being blindsided by confusing requests or dodging financial surprises as you march down the field toward your closing date. That’s why we’re excited to introduce The Mortgage Playbook – our way to demystify the mortgage process and […]
Your Cheddar: Tips For Buying Your First Home [Video]
Buying a home is no small thing. A home is one of the biggest and most stressful purchases many people will make in their lifetime. While the process can be intimidating — saving for a down payment, applying for a mortgage, closing costs, credit reports, and the list goes on — the end result (home […]
