Beyond CD Interest Rates: What to Look For
If you're putting money into a certificate of deposit (CD), it's natural that you'd like to see your savings grow as quickly as possible. That makes it easy to focus exclusively on the interest rate—more specifically, the annual percentage yield (APY)—that most financial institutions advertise prominently. CD interest rates do matter, but they aren't the […]
Is a Longer Commitment Worth Potentially Better Certificate of Deposit Rates?
While it's true that longer-term certificate of deposit rates tend to beat shorter-term rates, it's also true that there's a tradeoff for that higher annual percentage yield (APY)—you usually can't access your money until maturity, unless you're willing to pay an early-withdrawal penalty. For that reason, the comparison process for certificate of deposit rates and […]
What Are the Best Certificates of Deposit to Have During Retirement?
Most retirees keep a good portion of their savings in a low-risk account where their principal and interest are safe, and bank certificates of deposit (CDs) are widely accepted as a good choice. But what are the best certificates of deposit to have during retirement? The answer depends on your personal needs and goals. Longer-term […]
What Do Retirees Think the Best CD Accounts Have in Common?
Most retirees agree that the safety of their principal is an important consideration for at least a portion of their savings. Certificates of deposit (CDs) certainly meet that criteria—but which are the best CD accounts for retiree's needs? Safety. The safety of your deposit is one of the key attractions of CDs. For that reason, […]
Growing Your Money in Retirement
One of the safest ways to save money at any age is to put it in a certificate of deposit (CD). The benefits of CDs for elderly parents are the same as they are for teens and adults, perhaps even better. After all, elderly parents usually have more to save after a lifetime earning money. […]
Three Things to Know Before You Buy Certificate of Deposit Accounts
When exploring your savings options, you may be looking beyond regular savings accounts and considering a certificate of deposit. It's common for people to see the process as setting out to “buy” certificate of deposit (CD) accounts at a bank, but others see it as simply depositing money since these days you don't receive an […]
The Fading Art of the Bumper Sticker
Although they still linger on the corners of the bumpers of a few cars, the heydays of bumper stickers have faded, likely due to the dwindling popularity of the traditional, exposed bumper itself. Let’s explore the sticky history of the bumper sticker. The Beginning Of Bumpers Which came first: the bumper or the sticker? The […]
4 Questions to Ask Yourself Before Buying from Companies that Donate to Charity
It’s becoming more and more popular for companies to offer products that include a charitable contribution with each purchase. When you can get your caffeine fix and donate to a great cause simultaneously — why wouldn’t you? Choosing to purchase a charity-affiliated product can be an easy way to give back in your everyday life. […]
Crunching the Numbers on a Veggie Diet
Some of the best vegetables are in season in the peak summer months. Whether eating in or dining out, adding a few more veggies to your summer diet can be good news for your summer wallet. With numbers like these, going greener might mean a lot more green in your savings.
Automotive Flair with Function: Popular Car Features That Matter
When automobiles first hit the roads, they were, for all intents and purposes, exclusively for function. But as they grew in popularity and became more stable, the automotive industry began exploring new looks, expanding styles, and above all, adding some serious flair. As these elements of style were added, their functionality came into question. Today, […]
