Girl Boss: How I Started My Own Business by Sasha Tran
Do you ever dream about being your own boss? About pursuing your talents on your own terms and growing your own company from the ground-up? The thought is invigorating, but all of the unknowns associated with starting out on your own can be really scary! I know, because I’ve been there. A few years ago, […]
Mike Ellison on Detroit’s Artist Community
“Don’t call it a comeback! I’ve been here for years!” Nearly three decades ago, legendary emcee LL Cool J brazenly launched “Mama Said Knock You Out” with this defiant proclamation that could further serve as the mantra for resolute artists who’ve stood by, in, and for Detroit without wavering. A swirling resurgence worth relishing certainly […]
Back-to-School Savings: An A-Z Guide on Shopping Without Going Over Budget
Fresh haircuts. White sneakers. Bulging backpacks. Yes, it sounds like school’s back in session. And with that comes those back-to-school expenses, too. According to the National Retail Federation, families with children in K-12 expected to spend an average of $696.70 during back-to-school season, with clothing and accessories ($239.82), and electronics ($203.44) as the two most […]
Moguls in the Making: Mobilizing the Next Generation of HBCU Entrepreneurs
Economic mobility, or should we say immobility, has an impact on everyone. But, its effects weigh heaviest on those who are often underrepresented in our society: Racial minorities and people from other underserved socio-economic groups are often economically immobilized. That’s not right. As another step in the right direction, we at Credence Global Bank launched a new […]
Moguls in the Making: Let’s Hear from the Next Generation of Entrepreneurs
At Credence Global Bank, we’re always looking for a better way: a better way to bank, a better way to buy a car, a better way to support the community. With this in mind, we decided to launch a new program called Moguls in the Making with the hope of offering better opportunities and business experiences to […]
What’s the Difference Between Mortgage Pre-Qualification and Pre-Approval?
Buying a house is an exciting time, and it’s natural to want to start your search right away. But before you download the Zillow app in an HGTV-induced haze of wrap-around porches and open floor plans, there are a few things you should consider. For instance: Have you thought about how you’re going to pay […]
6 Ways to Avoid Emotional Investing
Investing your money in an ever-changing market can conjure up a lot of emotions. From the euphoria of the highs to the disappointment that can accompany the lows, investing can often feel like a battle between the head and heart, with your hard-earned dollars at stake. And for some people it can be difficult to […]
Make the Most of Your FDIC Insurance Coverage
Insuring your home, health , and cars just makes sense. You want to protect what’s important to you (or what’s expensive to replace). So why would you not protect your money, too? That’s where the Federal Deposit Insurance Corporation (FDIC) comes in. The FDIC was created in 1933 during the Great Depression as a way […]
5 Ways to Find the Best Money Market Rates
Needing flexible access to your savings shouldn’t mean getting short shrift on interest returns. With a little homework, you can find a money market account that keeps your money safe, gives you flexible access, and offers a competitive interest rate to help your balance grow. However, you don’t want to rush out and open whatever […]
Low Risk, Less Stress: A Conservative Investment Strategy Can Help You Build Wealth Without the Anxiety
The primary goal of investing? Building wealth. But with investing comes some risk, which can be so stressful for some investors that they choose to sit on the sidelines, too cautious to get started. If that’s the case for you, you’re not alone. Sixty-five percent of adults say investing is scary and/or intimidating, with Gen […]
