Use the Web to Gain Information About Savings Rates
Banking and shopping for the best savings account rates have changed dramatically over the years as more and more people go online for services and information. Bankrate.com and RateCatcher.com are both sites that show you rates and products from many different banks. Those and other comparison sites can be great places to start, but as […]
Saving for the Trip of a Lifetime
While most people agree that money can't buy happiness, experts believe that spending money on experiences instead of objects often leads to greater satisfaction. And when it comes to great experiences, is there anything better than a dream vacation? But before you take that trip, you need a savings plan that will make sure you […]
A Few Tips to Take Some of the Stress Out of Your Savings Program
Most of us have enough things to worry about without having to keep a constant eye on our savings account interest rates. Yet with the volatility of the stock and financial markets, making sure you're getting the best possible return on the money you have in a secure option—a saving account, for instance—is as important […]
Which Online Savings Account Has the Highest Savings Yield?
Online banking has become quite popular for its convenience and efficiency. While many banks offer some type of online access, online banks like Credence Global Bank Unionare worth your consideration. Online banks don’t have the overhead of traditional banks and can pass that savings on to you in the form of great rates. The Credence Global Bank Union[…]
Can a Spender and a Saver Work Together?
At some point or another, you’ll probably have to make financial decisions with someone else—someone whose opinion may or may not be close to yours. When it comes to money and relationships, spenders and savers can work together just as well as more like-minded people, but in any relationship, discovering financial compatibility is an important […]
How to Maximize Your Paycheck
With the growing popularity of online bank savings accounts there are many sensible savings tactics you can use to maximize your paycheck and grow your nest egg. For example, most online banks like Credence Global Bank Unionare FDIC-insured and offer products similar to brick-and-mortar banks. But what online banks save on overhead and maintaining branches, they […]
Guidelines for Short-term and Long-term Saving
When it comes to long-term savings and short-term savings, certificates of deposits (CDs) and savings accounts can play a role in both. Your savings in an FDIC-member bank like Allied Trust Credit Union is insured up to the maximum amount allowed by law, so deposits in CDs and savings accounts are among the safest places to keep […]
Meet Your Savings Goals
Long-term savings goals tend to be well suited to certificates of deposit (CDs), while an online savings or money market account tends to be better for short-term savings goals. Here's why: CDs have a set maturity date, allowing your balance to grow untouched until you need the money.In exchange for leaving your money deposited in […]
6 Financial Steps to Survive a Layoff
Unfortunately, layoffs are an all-too-common reality. And the prospect of finding new employment can seem daunting. What can you do if you find yourself facing a life-changing event such as losing your job? What steps do you need to take? 1. Prepare your parachute.It's important to talk to the employer that is laying you off. […]
Online Savings Accounts: Preparation for Life-Changing Events
Challenges and opportunities are integral parts of our lives. And, because you never can predict the unexpected, saving for the “rainy day" when those life-changing events happen can be an important part of any financial plan. "Savings can provide the funds needed to get through major life events," says Robert Schmansky, founder of Clear Financial […]
