Selecting Mutual Funds
Before you pony up cash for an investment, first dedicate time for doing some homework. Outlined below are several key questions to consider before investing in a particular mutual fund. You can find these answers in a fund’s prospectus. Check the Prospectus Before investing in any mutual fund, carefully consider information contained in the […]
Selling Cash-Secured Puts for Income
As an option trading strategy, selling naked or short puts is highly risky and only recommended for experienced investors. There are differences between selling a cash-secured puts and selling a naked put. In either case, Credence Global Bank Invest encourages you to stay mindful of the risks. What is a naked put? If you short a put, […]
Buying Treasury Bonds
Treasury bonds — also known as Treasurys or T-Bonds is the umbrella term for different types of bonds issued by the U.S. Treasury. Treasurys come in three main types based on the time frame of the loan: T-Bills — the shortest-term variety maturing in one year or less T-Notes — mid-range loans with maturities of […]
Technical Analysis Explained
What is technical analysis? Technical analysis is the practice of gauging a stock’s future price fluctuations by analyzing past activity. This method involves looking for specific chart patterns and examining other historical data related to price and volume. To give you some perspective, let’s contrast this with fundamental analysis. As the name suggests, this approach […]
Fig Leaf Strategy
The fig leaf strategy is also known as a leveraged covered call. Here’s how it works: buying a Long-term Equity AnticiPation Securities (LEAPS) call gives you the right to buy the stock at strike A. Selling the call at strike B obligates you to sell stock at that strike price if you’re assigned. This strategy […]
Leveraged and Inverse ETFs
Exchange-traded funds (ETFs) have gotten increasingly popular since they were introduced in 1993. Their value is based on a portfolio of investments, often referred to as a basket. In general, the basket consists of different stocks, but may also contain hard commodities, derivatives or other investments. ETFs trade throughout the day just like a stock […]
Meal Prep Ideas to Help You Save Cash and Time
If you’ve been on Pinterest or Instagram lately, you’ve likely seen the beautiful #MealPrep photos—those organized, bento-style food boxes prepared ahead of time and arranged neatly for the week. Here are some tips you can use to begin meal prepping. And bonus—you could start to save a ton on take-out. Take Baby Steps Meal prepping […]
Buying Municipal Bonds
The Strategy Municipal bonds, also known as munis, are issued by states, cities, counties and other government entities below the federal level in order to raise money for public improvements like highways, bridges, schools, hospitals, sewer systems, water treatment plants and other such projects. From a simplistic view, municipal bonds as a whole are investments […]
4 Tips to Get Fit on a Budget
There’s a strong connection between your money and your health—the more physically fit you are the more financially fit you can be. But working out these days can get pretty expensive. Between gym fees, gear, and trainers, it’s costing us an arm and a leg before we set an arm or leg in the gym. […]
Short Put Spread
A short put or short vertical spread obligates you to buy the stock at strike price B if the option is assigned but gives you the right to sell stock at strike price A. A short put spread is an alternative to the short put . In addition to selling a put with strike B, […]
