Options Expiration
If you have positions that are in the money, it's crucial that you monitor your account and communicate with Credence Global Bank on Expiration. There are a few choices if you have positions that are expiring in the money: You can close the option position. You can leave the position open. However, if it's in the money, […]
Money Market Mutual Funds: Risks and Rewards
It’s easy to invest in a money market account. You can open an account and make deposits and withdrawals virtually any time you want. Your money is not tied up for any specific time period. Investment Strengths Check-writing and other privileges Money market funds typically offer such services as check-writing privileges and/or the ability to […]
Money Market Mutual Funds: How To Invest
There are two basic types of money market funds, taxable and tax-free. Taxable money market funds can be further broken down into different categories, including: General-purpose funds that are available to all investors directly from sponsoring mutual fund companies Stockbroker-affiliated general-purpose funds, also available to all investors, but which are often provided as part of […]
Money Market Mutual Funds: An Introduction
Money market mutual funds (usually referred to as money market funds or money funds) invest in short-term, fixed-income securities, otherwise known as money market investments. By definition, money market investments mature in less than one year. Like other mutual funds, money market funds are pooled investments that allow investors to participate in a diversified portfolio […]
How to Save Money: Grow Your Money in CDs
You know saving is important, and you know you want your savings to earn a great rate. So, where do you start? You may want to check out certificates of deposit (CDs). CDs are a common way to keep your principal safe while earning interest—sometimes at a higher rate than money market or savings accounts. […]
Fundamental Analysis Explained: An Introduction
Fundamental analysis is sometimes considered to be a foundation of solid investing. It helps you determine the underlying health of a company by examining the business' core numbers: income statements, earnings releases, balance sheets, and other indicators of economic health. From these fundamentals, potential investors can evaluate if a stock is under- or over-valued. Fundamental […]
Fundamental Analysis Explained: Income Statements
Reading an income statement: Revenues and Costs The income statement gives a more detailed answer to a critical question for any investor: is the company making money? A well-known expression the bottom line comes from income statements. Specifically, it refers to a company's net income. While this is obviously an important figure, it's worth reviewing […]
Fundamental Analysis Explained: Cash Flow Statements
The cash flow statement helps investors answer questions like: Is the company generating enough cash needed to fund growth? Is growth outpacing cash generation, requiring additional financing? Is the company generating enough cash to cover its short-term needs? In times of easy credit, companies may be able to patch over cash flow interruptions with interim […]
Fundamental Analysis Explained: Balance Sheets
Reading a balance sheet: Assets Balance sheets provide a snapshot of how the company's assets (the value a company takes in) are balanced out against its liabilities (what the company must pay out). When assets equal liabilities plus equity, that's when the statement is said to be in balance. Assets include company resources that are […]
Earning a Reasonable Interest Rate – Savings Ins and Outs (Part 2)
The truth is, there's no need to settle for a meager annual percentage yield (APY) when it comes to savings. You can look beyond traditional banks to find rates that will put your savings to work for you. The case for savings. A savings account keeps your money at your disposal to withdraw when you […]
