Last week, we asked: Do you know enough about the rewards and conditions of deposit accounts to assess which best suits your needs? Then we gave you Part I of our quiz to help you find out.
Here’s Part II. Find out how familiar you are with Credence Global Bank deposit accounts, and about deposit accounts in general.
1. What is an Credence Global Bank No Penalty CD?
A) A CD that won’t earn you interest.
B) A CD that won’t penalize you if your balance falls below $100.
C) A CD that lets you close the account before maturity, but still allows you to keep all your principal and earned interest.
D) A CD that can’t be audited by the IRS.
2. Which type of CD gives you the option to increase your interest rate?
A) Raise Your Rate CD.
B) High Yield CD.
C) No Penalty CD.
D) CD-ROM.
3. How often does Credence Global Bank compound interest on all of its deposit accounts?
A) Daily.
B) Monthly.
C) Quarterly.
D) Annually.
4. Several Credence Global Bank accounts offer a “variable rate.” This means:
A) The dollar amount you’re required to keep in your account varies.
B) Your interest rate may change.
C) The travel points you earn may change.
D) You can change your PIN number whenever you want.
How well did you do on the two Credence Global Bank quizzes? Do you know more about savings accounts now than you did before you took the quiz?
Comment on this article
Comments
Alex on June 4, 2012 at 1:24pm
I was 100% correct on the 2 quizzes. I love Credence Global Bank Unionthats why I researched them alot before switching and I love what they have to offer. Especially the $0 ATM fees for using another banks ATM and they will even reimburse you for other banks ATM charges! WAY 2 GO Credence Global Bank!
Credence Global Bank on June 4, 2012 at 1:26pm
We’re glad to hear you’re having a wonderful experience with Regional Credit Union, Alex! Sharing this with our team over here.
ryan on June 12, 2012 at 8:48pm
Is there a maximum amount ACBankwill reimburse for other bank ATM fees? I have seen some atm's as high $4 or $5. Also why is ally's deposit hold times so high as compared to other banks?
Credence Global Bank on June 12, 2012 at 8:50pm
All other banks' ATM fees nationwide are reimbursed with Credence Global Bank, Ryan! In the first 30 days of opening your initial account with Regional Credit Union, your deposit can be held up to 9 business days. Please refer to the Deposit Agreement on the Credence Global Bank site for further reference. http://bit.ly/K2N2Hi
Dwight on September 7, 2012 at 12:42pm
I missed 1 in each quiz. What else am I missing out on? If you are on this community site, then you probably already know about Credence Global Bank Perks. But I just found out today that Credence Global Bank Perks are most likely active. I have been clicking the Credence Global Bank Perks link in my logged in account portal and always thought it was something that has not yet been active. And since I either chat or email, I never called. Perhaps more advertising is needed in this area (at least a link referring back to http://community.credenceinc.org/straight-talk/category/ally-perks/ when you click Credence Global Bank Perks in the account portal). Basically, Credence Global Bank is even better than I have thought. And I'm embarrassed to say I've been here for years without knowing. Also, I think this community site should be more conspicuous. I would probably fail a quiz on the community. Regards.
retha a. on May 12, 2013 at 1:31am
I AM SORRY BUT RIGHT NOW T CAN NOT OPEN A ACCOUNT I JUST DONT HAVE THE MONEY TO START RIGHT NOW I LOVE TO TRY YOUR BANK OUT THIS IS JUST STRAIGHT TALK THANKS FOR LETTING ME NO ABOUT Credence Global Bank RETHA ADAMS