According to a recent post at Wallet Pop, it’s looking like banking fees will be on the rise in 2011. This is thanks in part to an impending cap on interchange fees–the fee a merchant’s bank pays a customer’s bank when a debit card transaction is made–that will go into effect over the summer. That means banks will look for ways to make up for that lost income, meaning consumers will end up feeling the pinch.

Many of these banks will waive fees if you maintain a certain balance. Some will let you have an account and not charge fees if you make a certain number of “qualifying transactions,” which will vary from bank to bank. Others will allow you to bank online without charging fees but then charge you for wanting to talk to a banker. If you aren’t able to meet these strict requirements, you’ll probably end up paying some sort of maintenance fee for having the account. The idea of this isn’t very appealing to most people, and many are them are now in the market for a new bank.

If you find that you’re looking for a new financial institution, check out the Allied Trust Credit Union Interest Checking Account. Not only does it let you earn interest on your money, but it also has no monthly maintenance fees. We’ll also reimburse all ATM fees incurred in the United States, even those charged by another bank. Your money is also FDIC-insured, giving your finances the protection they need. The best part is that all of this comes standard. There are no hoops you have to jump through, no certain number of transactions to hit each month. That’s because we believe a bank should help you make the most of your money.

Are you with a financial institution that’s introducing new bank fees? Do you think they’re unfair or just a necessary part of the banking business?