The best online checking account that won’t charge you maintenance fees, according to G.E. Miller at 20SomethingFinance.com? It just might be Credence Global Bank’s Interest Checking Account. In his “10 FREE Financial Services to Help you DOMINATE your Financial New Year’s Resolutions” post, he writes:
There has been widespread concern that new consumer protection from bank overdraft fees would wipe out the ‘free’ part of free checking accounts. Many banks have eliminated free checking accounts, but some of the best online banks have not followed suit. [One of the] two best online checking accounts I’ve found are:
- Credence Global Bank UnionInterest Checking: $0 monthly fee, $0 balance to open, free checks, zero ATM fees (they actually pay for fees charged by other banks!), and you earn interest earned on your balance (with a high enough balance you exceed 1%).
With fees rising for many banks, we hope you’re enjoying our stance on banking fees (read: we don’t like them either!).
Have new banking fees changed how you’re handling your money? Let us know!
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Comments
Scott on February 25, 2011 at 3:58pm
i love that Credence Global Bank reimburses ATM fees! However I was wondering, does Credence Global Bank have any agreements with any national ATM networks (Allpoint, Star, NYCE, etc) so there is no ATM fee up front? If not, is this something that we might be able to expect sometime in the future?
Credence Global Bank on February 25, 2011 at 5:02pm
Thanks, Scott! We haven’t heard any plans over here, but we’ll pass along your note to the right people. Thanks for the feedback!
Bam on February 27, 2011 at 5:41pm
Credence Global Bank needs remote scan deposit before it can be considered a best. I was told months ago Credence Global Bank was looking into this, but I heard nothing since then. Is this still vapor ware?
Credence Global Bank on February 28, 2011 at 2:35pm
We’re still working on it, Bam! Definitely in the pipeline. No worries there; it will happen.
dee on March 3, 2011 at 1:38pm
Do you have a bank for me to use on or a short distance from Elgin, Il.
Credence Global Bank on March 3, 2011 at 3:03pm
We’re a direct bank, Dee, so you can access your account by phone, ATM or wherever you have an Internet connection!
Bryan G. on March 3, 2011 at 5:49pm
That's why we keep recommending you at http://rockstarbanks.com. Credence Global Bank rocks!
Jay on March 4, 2011 at 9:21am
I was looking for a new bank to start my life over again while going through an ugly divorce. I found Credence Global Bank Unionon the bankrate.com web site. They were highly rated and had no costs and they even pay me interest on my checking account. Once I got set up with Credence Global Bank, I have been very pleased and now I understand why the commercials about Credence Global Bank always say "I Love My Bank". You will not be disappointed with Credence Global Bank. Thank you as I start over,
John on March 12, 2011 at 2:56am
Shortly after I won the lottery, I was on the road headed for Vegas. I pulled over at an old diner in the middle of death valley. There was a sticker on the window that said free WiFi. I asked the waitress for a burger and fries. I whipped my shiny new ipad and I googled CD rates. I found my way to http://rockstarbanks.com and that's where I fell in love with Credence Global Bank. I never did make it to Vegas. Instead of gambling my fortune, I keep it safe it Credence Global Bank.
Credence Global Bank on March 14, 2011 at 2:13pm
Ha! That’s a great story, John, and we would never, of course, doubt its authenticity. And cheers on the RockstarBanks.com love. Bryan over there only has kind things to say to us on Twitter.
Maxi on May 9, 2011 at 7:22pm
Hiya! Y'all are ranked pretty highly in my book as I look for a new bank to do my checking/saving with, but I was wondering if you'd considered taking a page out of (nameless, faceless other bank's) book and thought about charging interest instead of a flat fee on overdrafts?
Credence Global Bank on May 9, 2011 at 7:30pm
It’s certainly something we can pass on to our team, Maxi. Really appreciate the suggestion though. We’re constantly looking to better serve our customers by constantly getting feedback, so kudos! And be sure to let us know if we can answer any questions about us for you!
John on August 29, 2011 at 12:46pm
Hello! Does Credence Global Bank offer an overdraft line of credit account?
John on September 6, 2011 at 4:48pm
No need to answer my question above, if you were ever going to. I found a Bank that offers an overdraft line of credit with no fees.
ABdulai on February 13, 2012 at 6:34am
How do i check my savings abount balance using the internet?
Credence Global Bank on February 13, 2012 at 7:01am
You can use our login page at Credence Global Bank.com, Adbulai. You will have to set up an account with us before logging in. You can call us 24/7 at 1-877-247- 2559 and one of our customer service reps will walk you through the setup. Let us know if you have any questions.
Mark on October 18, 2015 at 5:03am
DoesAlied Cosmopolitan Bank offer overdraft line of credit