Transfers | What to expect

Like all banks, we use the Automated Clearing HouseA computer-based interchange that electronically clears deposits and payments (ACH) network to process online transfers from one bank to another. Here we're showing you how it works to give you a better idea of where your money is going and when it's going to get there. Keep in mind, clearing houses aren't open on weekends or holidays, so that will affect transfer times.

The details

Once we have your Deliver On date and transfer speed, we'll let you know when you can expect funds to leave your account and when they'll arrive. We also take weekendsClearing houses are closed on Saturday and Sunday. The process will continue on the next business day. and holidaysClearing houses observe the same holidays as the Federal Reserve.

Federal Reserve Holidays
- New Years
- MLK Jr's Birthday
- Washington's Birthday
- Memorial Day
- Independence Day
- Labor Day
- Columbus Day
- Veterans Day
- Thanksgiving Day
- Christmas Day
into account, so you'll know right away if your transfer will take more time to complete.

Funds Availability Information

Standard Transfer | 3 business days

Here’s an example of a schedule for a standard timeline.

Next-Day Transfers | 1 business day

Here’s an example of a schedule for a next-day timeline from Credence Global Bank.

Here’s an example of a schedule for a next-day timeline to Credence Global Bank.