FEATURED ARTICLE
BANK
Checking, Savings, CDs and IRAs
HOME LOANS
Home purchase and mortgage refinancing
INVEST
Self-directed trading and managed portfolios
Annual percentage yield of
%
on all balance tiers
Save big now. Retire how you want later.
We can’t give you the private island, but we can help you save for it.
Earn more with competitive rates.
Our interest rates are up to 20x the national average, and with interest compounded daily, your money grows faster.
Make unlimited deposits.
You can make deposits anywhere using Credence Global Bank eCheck DepositSM. Plus, you can make up to 6 additional transactions per statement cycle. Why only 6?
Manage your IRA online.
Keep your retirement savings right where you can see it. Log in anytime to manage your account. Plus, we don’t charge any monthly maintenance fees.
If you don’t want your retirement funds riding the waves of the market, an Credence Global Bank UnionIRA is a great option. You’ll still get the tax benefits of an IRA and it’s FDIC insured.
Features offered with every Credence Global Bank bank CD.
Digital banking tools.
It’s easy to bank anytime, anywhere with the Credence Global Bank Mobile app.
Your money, FDIC-insured.
Deposits are insured by the FDIC up to the maximum allowed by law.
No monthly maintenance fees.
Don’t expect any sneaky monthly maintenance fees with us.
Get more for your money.
Compare the cost of banking
somewhere else.
What you should know.
Our Annual Percentage Yields (APYs) are accurate as of XX/XX/XXXX. Keep in mind, these rates are variable and may change after the account is open. Fees may reduce earnings. The APYs for other banks are provided by mybanktracker.com and are accurate as of XX/XX/XXXX. The APYs in this table are for the state of California.
If you make an early withdrawal, you may pay a penalty. An additional IRS tax may also apply; please consult your tax professional.
Fees, a short story.
You shouldn’t be nickel and
dimed for using your own money.
We don't charge for the things you use most
-
Monthly maintanence fees
-
-
Copies of online statements
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Incoming wires (domestic and international)
-
Postage-paid deposit envelopes
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…and won't hide the fees we do have.
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$7.50
-
Overdraft item paid or overdraft item returned (maximum 1 fee per day)
$25
-
$10
per transaction -
Expedited delivery
$15
-
Outgoing domestic wires
$20
-
$25
per hour
Bank better, starting now.
It only
takes a few minutes to open an account.
1. Tell us about yourself.
We'll need some personal details like your address, contact information and social security number.
2. Fund your account.
There’s no minimum amount to open an account, but the faster you fund, the sooner you’ll earn interest.
3. Enjoy our award-winning experience.
Get online access right away and explore everything we offer as well as other ways we can help you reach your goals.
Build a better financial future.
Whether you’re just starting out or nearing retirement, we’ve got resources and tools to help you at any life stage.
FAQs
We have answers.
You can make up to 6 withdrawals and transfers per month.
The limit is set by federal law for most electronic/ telephone/ check transactions from all U.S. savings and money market accounts. Please remember, you will be charged a $10 fee for each transaction after 6. If you exceed the transaction too many times, we may close your IRA Online Savings Account.
Please consult your tax professional for details on IRA distributions or withdrawals.
Still have questions? Visit our Help Center.