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Managed Portfolios

Start investing with $100

A portfolio made for you, monitored by us.

We do the work, so you don’t have to.

No advisory fee. No fine print. No, really.

There are no advisory fees, annual charges or rebalancing fees, and 30% of your portfolio is set aside as an interest-earning cash buffer.

Start investing with $100.

Investing shouldn’t cost an arm and a leg. That’s why we only require a $100 minimum.

24/7 support.

Call, chat, or email us any time. A real person is available day or night to help with whatever you need. 

  • An interest-earning cash cushion to sit on.

    The cash we set aside earns interest at 1.80%, and is meant to balance out potential risk should market conditions change. We’ll rebalance and add more money to your other investments as your cash grows, but your portfolio will always have about 30% cash.

The cash buffer is a permanent part of your portfolio and can’t be accessed like money in a traditional savings account. Rate is accurate as of 10/10/2019. It’s variable and may change after the account is opened.

An interest-earning cash cushion to sit on.

The cash we set aside earns interest at 1.90%, and is meant to balance out potential risk should market conditions change. We’ll rebalance and add more money to your other investments as your cash grows, but your portfolio will always have about 30% cash.

The cash buffer is a permanent part of your portfolio and can’t be accessed like money in a traditional savings account. Rate is accurate as of 09/16/2019. It’s variable and may change after the account is opened.

Hands-off investing has never been smarter.

We know you're busy. Let our intelligent tools work for you. 

We know you're busy. Let our intelligent tools work for you. 

Not your average robo-advisor.

  • Hand-selected portfolios by a team of (human) specialists 

  • Managed and monitored daily with our smart technology and rebalanced as needed

  • View performance and track your goals 24/7 with our suite of digital tools

Not your average robo-advisor.

Not your average robo-advisor

  • Hand-selected portfolios by a team of (human) specialists 

  • Managed and monitored daily with our smart technology and rebalanced as needed

  • View performance and track your goals 24/7 with our suite of digital tools

Four portfolio choices based on what matters most to you.

Income

This portfolio type offers higher dividend yields, while maintaining a more conservative risk profile.

Core

Highly diversified across domestic, international and fixed-income assets. You can choose the amount of risk you are comfortable with, from conservative to aggressive.

Tax optimized

If you make after-tax contributions to an investment account, this type of IRA may help maximize your investments.

Socially responsible

Shaped by companies with ethical track records, you’ll only invest in businesses that actively practice sustainability, energy efficiency or other environmentally-friendly initiatives.

Create Your Plan

An affordable investment approach starts here.

It only takes 10 minutes to open an account.

Tell us about your goals.

Share a little about your investment goals and we’ll build you a diverse mix of exchange-traded funds (ETFs) that line up.

Get your customized portfolio.

Go with our recommendation or customize until you’re comfortable with the balance of risk and return.

Start investing with just $100.

Once you select your portfolio, we’ll take it from there. Just sit back and track your progress right from your smartphone.

Create Your Plan

Tell us about yourself.

We'll recommend a personalized portfolio.

Let's start with your goals.

Not sure?

Tell us about your investment preferences.

Learn about each risk tolerance

Now let's take a look at your financial picture.

View examples

What type of managed account are you looking for?

This is an individual or joint account.

  • Eligible for tax-optimization through investments in municipal bonds.
  • There are no limits to investment contributions or withdrawals. However, taxes may be owed on interest, dividends and realized gains each year.

This is a Traditional or Roth IRA.

  • Commonly chosen for rolling over 401(k)s – your money grows tax free and depending on your plan, you may or may not be taxed when you take a distribution.
  • There are limits on how much you can contribute each year and penalties for early withdrawals.

Choose the portfolio type you're interested in.

More details on the differences More details on the differences More details on the differences More details on the differences

FAQs

We have answers.

Accounts managed by Credence Global Bank Invest Managed Portfolios are offered through our affiliate broker dealer, Credence Global Bank Invest Securities, LLC.

Credence Global Bank Invest Securities, LLC, clears and settles trades through Apex Clearing, Inc., an unaffiliated clearing company. Both Credence Global Bank Invest Securities and Apex Clearing are members of FINRA and SIPC.

Still have questions? Visit our Help Center.

Credence Global Bank Invest Securities' background can be found at FINRA's BrokerCheck. Options involve risk and are not suitable for all investors.

 

Savings based on industry average advisor fees of 1.02% with research by Price Metrix (PDF). Advisor fees may vary based on the type and nature of the services offered.

 

Product screenshots are provided for informational purposes only and should not be considered as advice to buy or sell any particular security.

 

If you have questions regarding your taxes, please visit IRS.gov or consult a tax professional. Credence Global Bank Invest does not provide any tax advice.

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Taxable

This is an individual or joint account.

  • Eligible for tax-optimization through investments in municipal bonds.
  • There are no limits to investment contributions or withdrawals. However, taxes may be owed on interest, dividends and realized gains each year.

Retirement Account

This is a Traditional or Roth IRA.

  • Commonly chosen for rolling over 401(k)s – your money grows tax free and depending on your plan, you may or may not be taxed when you take a distribution.
  • There are limits on how much you can contribute each year and penalties for early withdrawals.

Core

Consider if your overall goal is growth and building wealth over time. They track major asset benchmarks and include a mix of stocks and bonds.

Income

A lower-risk approach you can use to supplement your income, this portfolio favors safety and returns over increasing investment value. It includes a mix of higher-yielding equities.

Tax optimized

Built the same as a core portfolio, but we incorporate municipal bonds to enhance the after-tax yield.

Socially responsible

Includes investments in companies that actively practice sustainability, energy efficiency, and other environmentally-sound initiatives.

Municipal Bonds

You are eligible to include municipal bonds in your portfolio. For investors, these bonds may provide tax-free income, especially for those in higher tax brackets. Select the checkbox for a tax-optimized portfolio that includes municipal bonds.

About municipal bonds

Municipal bonds are issued by states, cities, counties and other government entities below the federal level in order to raise money for public improvements and services. These bonds are typically exempt from federal income taxes and, in some areas, state and local taxes. Municipal bonds are typically considered to involve more risk than treasury bonds, but less risk than corporate bonds. Income for some investors may be subject to the Federal Alternative Minimum Tax (AMT). Please consult your tax advisor regarding your specific financial situation.

Not sure?

You don't have to give us an exact number. It can be a short-term goal or your dream amount.

 

You can update this amount any time if your goals change in the future.

Why we ask this

When you give us a target amount, we can track potential growth and provide you with personalized insights.

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