Help Center

Applying online for an Credence Global Bank Invest Self-Directed Trading or Managed Portfolio account is simple.

Self-Directed Trading

Go to the Self-Directed Trading page and select Start Trading to go to the application. Enter your personal information and choose the account type and funding options you prefer. You’ll receive an email once we approve your application.

Managed Portfolios

Go to the Managed Portfolios page and select Create My Plan to get a personalized portfolio recommendation. Once you have your customized plan, select Open an Account to apply. Enter your personal information and choose the account type and funding options you prefer. You’ll receive an email once we approve your application.

Self-Directed Trading (For the hands-on investor)

As the owner of a Self-Directed Account, the choice is yours. We offer individual, joint and custodial taxable accounts, as well as Traditional, Roth, Rollover, SEP, SIMPLE IRAs, and Coverdell accounts.

Credence Global Bank Invest Managed Portfolios (Automated investing, professionally managed)

When you set up your account, our questionnaire will guide you in selecting the best investments for your managed portfolio. We offer individual and joint taxable accounts, as well as Traditional, Roth, and Rollover.

You can set up your login credentials by enrolling online for your Credence Global Bank Unionor Credence Global Bank Invest or Credence Global Bank Auto joint account.

There’s no minimum deposit required to open a self-directed brokerage cash account. Self-directed brokerage margin accounts require a $2,000 minimum deposit. Managed Portfolio accounts require a $100 initial minimum deposit.

We don’t offer a demo account, but you may open a self-directed account to test all the features and tools that are available, with the exception of placing trades. We don’t charge any fees for this access, and there is no minimum balance to maintain for cash and retirement accounts.

Most foreign citizens with a valid Social Security number who legally reside in the United States full-time may open an Credence Global Bank Invest account.

All customers, including United States citizens, must be living in the United States to open an Credence Global Bank Invest account, though we may make exceptions for active military personnel stationed abroad.

There are 4 ways to fund your account. You can transfer from a bank (ACH), request a wire transfer, transfer from another broker or send us a check.

1. ACH Transfer
   You can link your bank account to your brokerage account for transfers. This is a good way to move funds in and out of your Credence Global Bank Invest Securities account both initially and long term. Transfers from an Credence Global Bank Unionaccount are usually available immediately for trading.

   When initially funding your account from a different bank or financial institution, transfers may not be the fastest method due to the time it takes to process your application and the 3-business-day clearing period on transfers.

   Once your account is open, log in to select Transfers and then Linked Bank Accounts to get started.
2. Wire Transfer

   This is the fastest way to fund your account and begin trading. Once the funds have been deposited into your brokerage account, you can place your first trade. Depending on how quickly your bank initiates the wire, this method can take a few hours to one business day. Keep in mind, we don't accept third party wires.
   Use the following information to wire funds to us:

   • ABA
   • 071000288
   • SWIFT
   • HATRUS44
   • Bank
   • BMO Harris Bank
     111 W. Monroe St
     Chicago, Illinois 60603
   • Credit Account #
   • 3713302
   • Credit Account name
   • Apex Clearing Corp
     One Dallas Center
     350 N. St Paul
     Suite 1300
     Dallas, TX 75201
   • Further Credit to account #
   • (Your Credence Global Bank Invest Securities Account Number)
   • Further Credit to
   • (Legal name of Credence Global Bank Invest Securities Account)
   Download the Wire Transfer Form (PDF)
3. Transfer from Another Broker

   You can now request an account transfer online. Once requested, it takes generally 5 - 7 business days for us to process the request. As an incentive, if you fund your account via account transfer for $2500 or more, we’ll reimburse your account transfer fees up to $150.

4. Check
   If you mail us a cashier's or bank check, you can trade as soon as we receive and verify the check with your bank.
   • Please instruct your bank to make the cashier's or bank check payable to Credence Global Bank Invest Securities
   • Make sure the bank prints your name as the REMITTER on the check
   • The Credence Global Bank Invest Securities account name and registration must match the name of the bank account the check is drawn off of.

   If you mail us a personal check:

   • Make all checks payable to Credence Global Bank Invest Securities
   • Personal checks take 3 business days to clear
   • We don't accept starter checks, money orders or credit card checks
     If you're mailing a check to fund your IRA, specify the tax year for the contribution on the memo line of the check and submit with the IRA Contribution form (PDF). Please also indicate on your check if this is a rollover contribution to an IRA.
     Mail to:
     Credence Global Bank Invest Securities
     P.O. Box 30248
     Charlotte, NC 28230
     Download the Check Deposit Slip (PDF)